Finally, the presentation includes audio with a valuable narrative to explain the material presented both online and in the attached PDF files.

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Be cautious of e-mails that claim to show pictures of the disaster areas in attached files, because the files may contain viruses.

FORBES: Hurricane Sandy Will Flood Northeast with Disaster Scams: How to Avoid Them

In a response attached to the report, an IRS official says the 336 missing refund files were located within 12 days.

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Starting in June, the industry's information-exchange network will allow files to be attached so credit bureaus can send documentation to lenders, says Steve Wagner, president of Experian's North American credit-bureau operations.

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