But Mr Calomiris's suggestion seems to offer a better balance than the present regime.
Ultimately, there has to be a much happier medium than the present protocols offer.
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Yet more order over bailing in would still be better than the present confusion.
It is true that a more representative council would not necessarily be more coherent than the present one.
It may be smaller than the present gap, but it will still have a big impact on welfare spending.
Theoretically, a House of Lords shorn of hereditary peers could have more scope for embarrassing the government than the present one.
It would be undesirable for Congress to adopt such legislation at a less difficult moment for U.S. foreign policy than the present one.
For most of human history, only a privileged few have reasonably been able to hope that the future would be better than the present.
Comments from Mr da Silva's chief economic adviser last week suggested his commitment to low inflation may also be weaker than the present government's.
The situation would quickly worsen if the incentive for poaching increased by the appearance of an outlet for ivory more lucrative than the present black market.
Refocusing the mission on eradicating the worst armed groups, demobilizing rank-and-file combatants and helping to reform Congo's army would go much further than the present mandate.
GCSEs, which would be absorbed into the "intermediate" level of the diploma structure, would be downgraded to a "stepping stone and a progress check, rather than the present artificial break-point".
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One of the ironies of Kirtsaeng is that it involves shipping copyrighted works across an ocean in paper form, an approach more typical of the last century than the present one.
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First Minister Alex Salmond told the BBC's The Politics Show that the UK Government seemed to be moving in the direction of assigned revenues and this would be worse than the present system.
Tragically, in the process of leaping out of the scalding subprime frying pan, Wall Street is heading directly into a fire that promises, if anything, to be more devastating than the present disaster.
Oh no, says Mr Smith, but he is convinced that there are better ways to run a lottery than the present, for-profit method, and he is confident that one of these will win the day.
The effect is preternatural--bringing an immediacy to the past that is paradoxically fresher than the present--and is accomplished with careful attention to the texture of materials and the play of light on surfaces, modulated with projected shadow.
One of his main aims, which Mr Zeman seems to share, is to change the electoral system to encourage a broadly two-party system to emerge, rather than the present one in which small parties tend to hold the ring.
They are increasingly focusing on building-up their credibility on the economy in the run-up to the 2015 General Election, accepting that deficit reduction must continue into the next Parliament but devising ways of distributing the pain more fairly, they'll say, than the present government.
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One of the highlights is the use of next-generation security cameras, with lenses that are sharp enough to see the faces of passengers from far away in much sharper and more recognisable detail than the present cameras at most US airports and can transmit those high-definition images to hand-held devices carried by guards patrolling the airport.
Unfortunately, the dangers involved are almost surely smaller than allowing the present flash fire in the Balkans once again to set alight a larger, and far more costly conflict in the region -- and perhaps beyond.
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So, so the resources available for dealing with these matters would be far fewer than under the present government.
Never have these sentiments been more in evidence than in the present era of budgetary austerity.
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For Chouinard, the value of this is less about the present than the future.
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Rarely has this been more true than at the present time, when the defense budget is shrinking and the competition for federal resources is becoming more intense than ever.
The popular idea that a company is no more than the net present value of its future cash flow depends on guessing first what that cash flow is going to be, and then what future interest rates are going to be.
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That would allow more of the former than the latter to present just after the Big Bang.
Sadly the boards of these departments are filled with ex bankers who focus on the present rather than the future .
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On the whole, America's Jewry has been a liberal body, aligning itself with Israel's Labour Party rather than the Likud Party of the present prime minister, Binyamin Netanyahu.
Additionally, by tracking your happiness, the app can cause you to continually be looking backward through rose-colored glasses rather than staying in the present.
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