Selecting and cropping text, images or other content on the Galaxy Note II with the S Pen is very similar to a traditional "click-mouse" experience.

ENGADGET: Samsung Galaxy Note II to land 'by mid-November' on all major US carriers

From a text book perspective, Basel III requires banks to hold 4.5% of common equity, Basel II requires 6% of Tier I capital of risk-weighted assets.

FORBES: Basel Barriers: How capital requirements would impede progress in the sovereign debt crisis