This will lead to higher costs in term of premium and taxes for small business owners and individuals seeking health insurance in the short term, to cover the high costs of implementing the systems and covering up all other budget shortfalls that would have ordinarily paid for these costs.
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So for older folks with high medical expenses and relatively low incomes, the long-term care premium tax deduction is more likely to come into play than for middle-aged folks. (Another wrinkle: under ObamaCare, starting Jan. 1, 2013, the 7.5% floor goes up to 10% unless the taxpayer or his or her spouse is 65 or older).
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According to Bloomberg, Brent was in contango on Tuesday, which means longer-term contracts trade at a premium over short-term contracts.
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The latest variation, described on page 72 by Carrie Coolidge, is called return-of-premium term insurance.
This is assumed to be the average post-crisis cost of long-term funds to Ireland that incorporates both a term and risk premium.
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Long-term nominal interest rates are influenced by many things, including investors' expectations of inflation and future short-term rates, and a risk premium for holding long-term assets.
The remaining yield on longer-term bonds is a risk premium that is commensurate with U.S. interest-rate volatility (Japanese risk premiums are lower, but they also have nearly zero interest-rate variability).
Geopolitical jitters, he explained, had sparked notable backwardation in Brent, which means short-term contracts are trading at a premium to longer-dated ones, a sign that investors are fearful of the future and prefer to buy today.
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Long-term contracts allow telecom providers to absorb premium pricing and pass subsidized pricing along to consumers.
The orders signify the airline's long-term confidence in the Asian-Pacific premium segment despite an onslaught of budget carriers such as Malaysia's AirAsia Bhd.
Its level reflects all sorts of things, including demand from investors for bonds, expectations of future inflation and a risk premium for holding longer-term assets.
Wintrust Financial Corp. is a bank holding company that provides banking services, trust and investment services, commercial insurance premium financing, short-term accounts receivable financing, and certain administrative services.
We still think FSLR is a long-term winner but remain cautious, given its valuation premium.
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If you're investing in stocks, it probably makes sense to pay a premium to lock in a long-term rate and protect yourself against getting whipsawed.
We went back and looked at the "VIX premium" at the last 4 short-term market bottoms.
In addition, a continued focus on some of the premium markets bodes well for its long-term growth.
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The premium is warranted given a higher long-term earnings growth rate of 29.0%, compared with the industry average 12.7%.
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On the other hand, a bullish outlook may suggest an exercise and hold strategy at a much lower premium in order to get future long-term capital gains.
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Twenty-year term guarantees that as long as you make the level premium payments for the next 20 years, the insurance company will pay out to the beneficiaries if you (ahem) croak.
We believe that this premium is largely due to the weak short-term outlook for global custody banking.
The premium ratios are warranted given its higher long-term earnings growth rate of 17.9%, compared with the peer group average of 11.7%.
We believe that this premium is largely due to the weak short-term outlook for global custody banking, coupled with the deteriorating European debt situation.
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The Treasury's long-term aim is to tackle what it says is a public sector premium.
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Given this risk, it may be better to sign a long-term lease at a low rental rate than to hold out for a premium rent in a year or two.
Both products provide a fresh listening experience and are the first output of the exclusive long-term partnership between Nokia and Monster, intended to introduce a range of premium audio accessories to reflect the outstanding quality and bold style of the Lumia range.
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In the short term, the plan proposes an electronic tax-collecting system, a fuel premium for private cars, imposing parking charges and creating more bus lanes.
Tabling the questions for now as to whether touchscreens are at home on a traditional clamshell or whether their benefit is currently worth the premium on such a device, Microsoft has suffered in the short term from betting big on touchscreen integration that hasn't come together for a few reasons including high device prices and a fractured Windows 8 interface.
For the long term, it hopes to achieve sales growth through higher traffic, a shift towards premium products and menu price increases.
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That is a larger premium even than during the financial crisis caused by the collapse of Long-Term Capital Management in the autumn of 1998.
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Short-term rates are now lower in America than in the euro area, and the yield premium on American bonds over euro-area bonds has been all but eliminated.
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