When you talk about yourself, you're talking about the contributions you make, what you're bringing to the table.

CNN: Women at the top

Make sure you talk about them, not yourself.

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Now that her children are a surgeon, architect and business manager, they are in retirement plans through work and responsible for their own contributions, "but we just had a talk at Thanksgiving about funding yourself first, " Ms. Kolff says.

WSJ: It Pays to Stock Kids' IRAs

What I want to talk about today instead is investing in yourself in ways that can just be put into action right now, without a lot of expenditure of money.

FORBES: Get Rich Investing In Your Own Human Capital

Why limit yourself on what you know or can talk about?

FORBES: The Powerful Voices of Female Millennials

Ask yourself what problem the audience wants to solve, and talk about that problem first.

FORBES: How To Give A Great Speech

In the spirit of educating yourself about Komen Maryland and taking to heart our new message of Less Talk, More Action go to www.komenmd.org and join us one way or another in our fight to end breast cancer forever.

WHITEHOUSE: Less Talk, More Action to End Breast Cancer Forever

Just open up and talk about it, ' because, as Bill says, you're not going to find anything outside of yourself to heal this.

CNN: Dark skin is also a problem among African-Americans