Why on earth would you want your son or daughter to take out a loan on a house where they are going to work most of their adult life to pay back the bank more than twice the cost of the house with interest?

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So, if any of these risk factors is relevant to your son's situation, I'd take him to a child psychiatrist for an evaluation.

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Soon I flub a shot, and my son encourages me to take it easy: "Just walk slowly and clear your head, " he says.

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