Your book - in your book, you take the long view of this issue and you say that Americans' inability to save is something - is this ingrained in the culture or is this ingrained in our policy?

NPR: All I Want For Christmas: Less Debt?

How long did it take you to write your first book?

NEWYORKER: Philipp Meyer

Book your own transportation via helicopter, chartered boat or take your own boat to the station or pay for an all-inclusive package that includes transportation via boat.

CNN: 5 intriguing Southern summer escapes

Close your eyes, take a nap, say a prayer, read a book and stay as long as you like in the soundproof and low light room, which seems miles away from the chaos of the West End neighbourhood outside.

BBC: Silence is golden at Selfridges

But in fact, folks are sizing you up before you even take off your coat, says Christine K. Jahnke, a speech coach and author of the book The Well-Spoken Woman.

FORBES: How To Make A Lasting Impression