Take a lesson from the extreme retirement savers (who strive to live on 25% of their income in order to save 75%) and drastically reduce your expenses in order to pay off your debt sooner.
But if Tim Cook wants to move Apple forward and carry on in its innovative traditions, he needs to take an important lesson in command from Commander William T.
What teachers are being told not to do is to take part in more than three lesson observations a year (where senior or other staff sit in on lessons), attend meetings outside of the normal day, prepare more than one written report to parents and cover for absent colleagues.