She said that if a woman truly wants to, she will find a way to do it, she just needs to take that risk.

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Looking forward, the institutions that will attract business from retirees will be those willing to take back some of that risk--and to do so in a simple, cost-effective way.

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"In cases like this, clearly it should be fast-tracked and what they need to do is take a more risk-based approach, " he said.

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But I like to bring to readers things where people take a risk and do something different.

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The Broadcasting Code states that broadcasters must take precautions to maintain a low-level risk to viewers who have photosensitive epilepsy and should give warning if they do go ahead with such lighting.

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What I want them to do is find out about their risk, take the appropriate steps to get ready, and then if a hurricane threatens, know what to do.

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This will drop the cost of employer plans as those who do not purchase employer coverage while working are young and healthy and willing to take a risk with no coverage to save a buck.

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Some sides tend to conserve wickets and play with minimum risk, others take a more aggressive approach and hit out but England do neither well.

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