On the HP, Windows 8 proved so buggy at first that I couldn't even get backtotheStart Screen home base for the system after opening apps and the computer froze up frequently.
My personal experience--and I don't have the science behind it toback it--is that people startto get more depressed right after the sun starts to come up for longer periods of time.
But the, so the paybacks I don't think are unreasonable and we will be announcing raising the threshold at which you have tostart paying back so there will be less requirement to payback initially.