We felt they had us over a barrel, and I think they baited us with the lower interest rate and knew all along that they were going to switch the rate on us.

NPR: New Century's Borrowers Worry for Homes

The crisis is so grave, she argues, that most borrowers who are facing resets but still paying their dues should be given the chance by servicers to switch into fixed-rate loans at the starter rate for the full 30 years.

ECONOMIST: Mortgage restructuring

The government denies that it has any plans at all to switch to an exchange-rate target.

ECONOMIST: The single currency

Yet there were few voices advising Argentina to move to a different exchange-rate regime when a switch might have been less painful.

ECONOMIST: Spoilt for choice | The

Falling cocoa prices threaten to hinder global supplies of the chocolate-making ingredient, with lower returns likely to accelerate the rate at which farmers switch to more profitable commodities.

WSJ: What's News

One reason is that, in closely integrated economies, firms and individuals tend to switch between currencies in response to interest-rate differences, an option that will shortly disappear for European countries that adopt the single currency.

ECONOMIST: Remember monetarism? It may be coming back into fashion

You could also switch your balance to a credit card which charges a lower rate of interest - there are many providers of these special "balance transfer" deals.

BBC: How can I manage my debt?

The plan allows those borrowers who took out subprime mortgages between Jan. 1, 2005, and July 31, 2007, to pursue one of the following options: refinance to a new mortgage, switch to loan insured by the FHA, or freeze their "teaser" rate for five years.

FORBES: Magazine Article