Still, two-thirds of respondents in a survey conducted by the market research firm Mintel Group Ltd. said they would stop using their debit card or switch to another issuer if their bank charged a fee.
You could also switch your balance to a credit card which charges a lower rate of interest - there are many providers of these special "balance transfer" deals.
For many it has become indispensable: in a poll conducted by Gallup last month, half of the respondents said they would switch banks if theirs stopped offering its debit card.
First of all, you'll note that's MeeGo on this screen, not the droid we were looking for, but that's because the development kit can switch between operating systems by merely swapping out the microSD card.
Other US banks are reluctant to switch over to microchip technology due to the massive cost of installing new card readers and reissuing millions of new credit cards.