Schmitz grew up in North Dakota where skating on frozen water is more popular than swimming, and swam at a Division 2 Metropolitan State College in Denver, which folded its swim program shortly after he graduated.

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Kalif Muhammad, 11, learned how to swim in the Exposition Park program.

NPR: L.A. Effort Narrows Swimming's Racial Gap

According to their claims Countrywide initiated the Hustle program, or HSSL which stands for High-Speed Swim Lane, in 2007 just as loan default rates were rising and as Fannie and Freddie were tightening their loan purchasing requirements.

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