Zillow's data predicts an additional decline of a few more percentage points in home values nationwide, with a bottom in late summer.

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The last time we saw a wider spread was on July 8, 2010, when the spread was -36.1 percentage points (bullish sentiment was 20.9% and bearish sentiment was 57.1%.) This occurred just as the market was setting a bottom during the summer months.

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The daily and weekly relative performance appears to have completed their bottom formations during the summer.

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Carmakers' embrace of "employee discount pricing" this summer helped their short-term bottom line, but it hurt their brands in the process.

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From a seasonal standpoint, metals do typically bottom later in the summer.

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Those who bought the stock, particularly in the early part of the summer before trading and investing in FB became a bottom-picking exercise, did so based on expectations that have almost certainly been dashed against the rocks by now.

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Maybe we should have allotted more time, taken a ride down to the bottom, or perhaps come back during the summer and ride the rapids?

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The bottom line: If you want to be a summer-rental landlord, either keep it simple or keep good records.

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Caveat: I've called the tech bottom too soon before, as when Nasdaq almost cracked through 3000 this summer.

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Since the start of the summer, I have been watching the gold market, as I was aware of the seasonal tendency for it to bottom in the latter part of July.

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