Categorization is subject to variable interpretation.

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After the introductory period, purchases and transfers are subject to a variable APR currently between 12.99% and 22.99%.

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"These mistakes stemmed from the fact that Bank of Scotland had an inadequate mortgage records system meaning they could not identify which of those 250, 000 customers were subject to a cap on their standard variable rate, " said Tracey McDermott, the FSA's director of enforcement and financial crime.

BBC: Bank of Scotland fined ?4.2m over Halifax mortgage errors

Returns on these investments vary fairly widely based on whether they're subject to early withdrawal penalties, offer fixed or variable yields, or are protected by deposit insurance.

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Users can select the variable zoom to sweep their surroundings at low magnification before zooming in seamlessly to pinpoint a subject, such as deer in a field.

ENGADGET: Sony's Digital Recording Binoculars score a huge boost with $2,000 DEV-50V