The push to increase small and medium-sized business in the developing world is headed by Sonal Shah, who came to Google after stints at Goldman Sachs, and earlier in the U.S. Treasury Department, working on development in sub-Saharan Africa, as well as at start-ups in environmental and alternative energy businesses.

FORBES: Magazine Article

Our 2013 Market Outlook provides a diversified 24-stock portfolio of attractively-priced stocks, while the average yield of the group stands at 3.5%, well above the sub-2% yield on the 10-year Treasury, and even more than the 30-year!

FORBES: The Prudent Speculator's 2013 Market Outlook and Favorite Stocks

Often this allocation consists of a simple mix between stocks and bonds, and is then further refined using sub-asset classes such as developed international stocks, emerging markets, Treasury bonds, corporate bonds and so forth.

FORBES: Investment Principle Matters to Principal

The allocation is further divided into sub-categories for more diversification, such as U.S. equities, international equities, Treasury bonds, corporate bonds, etc.

FORBES: Earn More with Index Funds in 2013 and Beyond