The good news is that high default rates may be less painful in places whose sub-prime problem sits atop an economic boom.
The territory does not have a looming sub-prime mortgage problem, and local lenders are well capitalised.
The committee said a lack of data from countries with some of the worst death tolls, a tendency to under-report maternal deaths and the use of national averages all meant it can be hard to establish the true extent of the problem, particularly in sub-Saharan Africa and Asia.
The BBC's Orla Guerin in Islamabad says the sale of sub-standard and expired medicine is a common problem in Pakistan.
However, Arsenal boss Arsene Wenger has warned that if the problem is not sorted soon, a sub-standard pitch could damage England's 2018 World Cup bid.
Kim Kyong Lim, chief executive of Korea Exchange Bank, the main lender to Hyundai, argues that this should be no problem, since the bank's sub-standard loans stood at less than 18% of its portfolio at the end of June.
The holistic vision of the programme is evident in the six learning strands within the Accreditation and Equivalency Sub-Programme, namely communication skills, critical thinking and problem-solving, sustainable use of resources and productivity, self-development, a sense of community and expanding one's world vision.
India, Turkey, some countries in sub-Saharan Africa and Southern Asia are particularly faced with this problem.
"I can say we have no problem in crisis management, " deputy ministry spokesman Wee Yong-sub told reporters.
What they've done is they have taken something which was a problem, a necessity and turned it into a in into a new sub-genre.
One of the participants, Sub-Inspector Bikram Khadka, said the yoga camp had helped him realise how to take his weight problem.
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