Foreign institutional investors and their sub-accounts can invest directly into any of the stocks listed on any of the stock exchanges.

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It is low-cost and does more than the average general purpose (GPR) prepaid card (like sub-accounts, and roadside and purchase protection).

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Using an online bank like ING, you can direct savings automatically to a series of targeted sub-accounts dedicated to your particular financial goals.

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For making portfolio investments in India, one should be registered either as a foreign institutional investor ( FII) or as one of the sub-accounts of one of the registered FIIs.

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Although Sub-Saharan Africa alone accounts for more than half the demand, the United States, Spain, Ireland, Italy and Sweden are among the 112 countries suffering from the same problem.

UNESCO: Education

Sub-Saharan Africa, which accounts for only 10% of the world's population, is the prime sufferer.

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On average, education accounts for more than 18% of all public spending in sub-Saharan Africa compared to 15% in other regions.

UNESCO: Biodiversity Initiative