At Dartmouth, when Gore attacked Bradley's health-care plan as too costly (citing a supposedly "nonpartisan" study written by his former adviser), Bradley scarcely seemed to care.

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Murali Doraiswamy, an Alzheimer's researcher at Duke University who wasn't involved in the study but previously served as an adviser to Baxter.

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The study's conclusion: The clearer and more direct an adviser is about fees, the better.

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In fact, so predictable are boomers on this topic that, in a study done seven years ago, Xenia Montenegro, senior research adviser for the AARP, looked so hard at divorce in people over 50, she darn near "Nostradamused" that Shriver and Schwarzenegger, et. al, were headed for a split.

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One study, led by Bill Bradley, a former senator and an adviser to McKinsey's non-profit practice, has found that they waste a lot of money.

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The prestigious Journal of Magnetism and Magnetic Materials rejected his study of a rare earth magnet because it lacked physics-related measurements that Branagan and his adviser deemed irrelevant.

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