Smoke curls about the study, a Victorian-style room packed with tooled leather books, gilt-framed oil paintings, busts, overstuffed chairs.

FORBES: That's Amore

The Institute for Policy Innovation released a study in 2003 that showed that a Ryan-Sununu-style personal account, if split between corporate bonds and equities, would yield roughly two-thirds more in benefits than Social Security promises.

FORBES: Fact and Comment