Accordingly, I pulled numbers for several of the top student fee recipients, both in terms of dollars and percentage, an SEC school, a Big Ten school and Cal-Berkeley because of their recent fundraising efforts to save five sports.

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Given that students should also get into the habit of paying their credit card bills on time and in full at this point in their credit careers, a no annual fee student credit card would be free to use and would preserve the option of building credit without actually making purchases.

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Abolishing the student-paid bit of the fee in Scotland might simply mean more students from the rest of Britain applying to Scottish universities.

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To qualify for the reduced tuition fee at Oxford or Cambridge, for example, a student has to live in the European Union for the last three years of high school.

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For years we had a system in which the student loan program went through banks and financial intermediaries who would take a fee, even though they were taking no risk, because these were all federally guaranteed loans.

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This takes into account of bursaries and fee waivers already announced, although some universities may still offer further student support.

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The fat fee charged for a bounced check or two will quickly teach your student the importance of balancing the checkbook.

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But this is easily overcome: often (as with the Caixa's operation of the national student-loans scheme) the banks are simply acting as distributors of government funds in return for a fee.

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