In other words, structural problems with the economics of retirement, not the marketing machines at American Express, Visa and MasterCard, may be to blame.

FORBES: Credit Card Debt Blamed For Surge In Elder Bankruptcy

In other words, unlike someone who wears a belt and suspenders, if one structural member fails, there is no redundant system to prevent collapse.

FORBES: One of Every Four U.S. Bridges Is 'Broken'

In other words, the beneficiary government would need to have made appropriate promises on fiscal policy and structural reforms.

BBC: Draghi will do what it takes (give or take)