The claims stem from the housing bubble when BofA subsidiary Countrywide Financial and scores of other firms loosened lending standards in order to reap the huge rewards associated with creating and packaging mortgages into investment products.

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So altogether, it's a bill that builds on the housing plan we already put into action to stabilize the housing market and stem foreclosures.

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We enacted measures to stem the crisis in our housing markets, helping responsible homeowners stay in their homes, curbing the decline in home values overall.

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The Fed's economic concerns stem from trouble in the housing sector.

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We've enacted measures to stem the crisis in our housing market to help responsible homeowners stay in their homes and curb the decline of home values overall.

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There are people starting to wade in there, and that -- it might not, you know, help turn the market, but at least could stem some of the declines in housing prices.

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We enacted measures to stem the tide of foreclosures in our housing market, helping responsible homeowners stay in their homes and helping to stop the broader decline in home values which was eating away at what tends to be a family's largest asset.

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Now, the federal government doesn't have complete control over that, but if our plan is effective, working with the Federal Reserve Bank, working with the FDIC, I think what we can do is stem the rate of foreclosure and we can start stabilizing housing values over time.

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And combined with our broader efforts to spur growth, stem job losses, and stabilize the financial system, we've helped promote recovery in the housing markets.

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We may not be able to stem baseline tuition inflation, but technology can cut costs in a host of other areas ranging from housing to poorly informed decisions.

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