Andrew Koven: I have a unique 360-degree perspective on the business as I get to see the entire decision making process a customer engages in from start to finish with our brand.
The premise is that consistently successful companies startwith an external market orientation and vigilantly study customer trends in order to design their strategy.
He told lawmakers on Feb. 5 he would "shred" the bank's self-serving culture by improving ethics, and start linking employee pay withcustomer satisfaction and other measures.