Because the concept of employers offering health insurance is such a long standinginstitution in our country, the Affordable Care Act would have never passed into law had the drafters of the law ripped insurance from the employer market.
The GSR measures the percentage of first-time, full-time freshman who graduate within six years of entering their original four-year institution, with modifications to account for (1) student-athletes who transfer from an institution before graduating who are in good academic standing and (2) student-athletes who transfer into an institution (e.g. from a community college or another 4-year college) and earn a degree.