As Hurricane Sandy moves on, some homeowners may get a sick feeling as they survey the damage, pull out their insurance policies and learn that standard coverage excludes flood damage.

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Despite the widespread flooding caused by such storms and though standard home policies do not cover flood damage, only about one-quarter of homeowners in risky areas have purchased flood insurance under a special scheme set up by the federal government.

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Housing and Urban Development Secretary Shaun Donovan, appearing with LaHood, said the task force he leads that is overseeing the federal disaster response examined 10 years of FEMA flood mitigation efforts to reach the new standard.

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One of the key objectives of the workshop is to compile all the available Standard Operating Procedures (SOPs) of organizations involved in Flood Management in Pakistan.

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Mr. Flood says it is "highly unlikely" he'll need to amend upwards his phablet standard again.

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