First, a proposed exemption for designated non-profit creditors and homeownership stabilization programs, as well as certain Fannie Mae, Freddie Mac, and Federal agency refinancing programs.

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Dr. Brainard maintains that reform efforts over the past decade in countries like Poland, Hungary, and Yugoslavia have floundered because conventional economic stabilization programs have failed to tackle bank reform.

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With the stabilization of the financial industry and expiration of many of the stimulus programs, the growth rate of real total debt has decreased dramatically thus far in 2010.

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If we want to prevent more situations like Syria, we must work closely with Congress to protect or increase funding for the State Department's Conflict Stabilization Operations and the Complex Crises Fund, international organizations, transition initiatives, and programs focused on access to justice, governance and security reform, human rights and social inclusion.

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