It will roll out a service this fall, so any Indian with a mobile phone and a Visa card can transfer funds domestically to any other Visa cardholder for a 2% fee (to be split by the card-issuing bank, mobile phone vendor and Visa).
Prosecutors allege that each store allowed fraudulent transactions through extra credit card processing machines and would split the proceeds with other members of the ring.
Italy has been laboring in a state of political uncertainty since February's elections left a three-way split between the right, the left and the wild-card party of Beppe Grillo.
The lawmakers haven't committed to the "biometric" ID card, and are wary of any element that might split the fragile coalition of Democrats, Republicans and outside organizations working toward agreement on a broad overhaul of immigration laws.
If you are carrying a balance of more than 50% on one card and are going in for a credit report, it may be better to split up the balance between two cards.