P. (Original Prose and Poetry) piece for a Speech and Debate competition.

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Meanwhile, Lord Turner, chairman of the FSA, questioned the practice of free banking in a recent speech, saying it discouraged competition between banks.

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Mr Fingleton's speech points out that the Cruikshank report into competition in UK banking - the first of many - was conducted as long ago as 2000.

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Angolan president Jose Eduardo dos Santos issued a rallying call in his speech to mark the official opening of the competition, which was attended by several heads of state, including South Africa's Jakob Zuma whose country hosts the World Cup finals later this year.

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During a speech last week, Mr. Page lamented press reports about Google's competition versus other companies.

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The ICB report concluded that if the market had not changed by 2015, a Competition Commission referral should be actively considered, something Mr Fingleton endorsed in this speech.

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