The Industrial Lines segment includes insurance products such as liability, motor, accident, fire, property, legal protection, marine, special lines, and engineering insurance for large and mid-size enterprises.

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But by 2015 76% of all U.S. jobs created will require highly skilled workers, for example people with special skills in science, technology, engineering or math.

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Cadillac got a new factory (even though GM is suffering from overcapacity) and a separate engineering team charged with keeping Cadillacs special.

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The lucky few who made it into elite institutions such as the Indian Institute of Technology for engineering were regarded almost as a special breed.

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