Ruth Zive is a professional writer and blogger, wife, mom-to-five (plus pooch), designer handbag enthusiast, Ashtanga yoga practitioner, special needs advocate, and vegetarian chocoholic (not necessarily in that order).

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You're more likely to get claims covered when you strictly follow your insurer's requirements, says Erin Moaratty, chief special-projects officer at the nonprofit Patient Advocate Foundation in Newport News, Virginia.

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As UNESCO Special Envoy for Basic and Higher Education and the UN advocate for the second Millennium Development Goal on primary education, I am passionate about bringing the benefits of education to children and communities across the world.

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Even before launching the Special Olympics in 1968, Shriver had established a reputation as an advocate for the disenfranchised and a trailblazer for the rights of the disabled through a variety of roles in the private and public sector.

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And as a long-time advocate of a flat tax, I would like to get rid of all special tax breaks.

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