In his presentation, Teso explained that he experimented on used FMS hardware he bought from eBay and FMS training simulation software that was advertised as containing some or all of the same code as the systems in real planes.
The real world systems offering personal accounts as an alternative to Social Security all suffered some losses in the financial crisis, but none of them failed and most of the losses have since been recovered, with workers continuing to enjoy far greater long term returns and benefits from the fully funded and invested personal accounts.