Federal loans and grants can provide a solid financial foundation.

FORBES: Shopping For Financial Aid

He says the money withdrawn is real, solid cash - while the capital investment comes mostly in the form of loans or equity, primarily for housing, which has to be repaid and over which he has no discretion.

BBC: George Osborne

It's designed for people who have a solid income, and they just got in over their heads or got into one of these crazy adjustable loans with a 10 percent interest rate that they can't afford.

NPR: Government Plan Would Guarantee Some Mortgages