You've got so many different companies offering so many different plans, and there are so many different choices, that it's really confusing.
OK. But the plan, like so many similar US plans, is designed to pay out even if the bank underperforms half its peers.
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While there are many excellent plans, far too many are so expensive and perform so poorly that participants are often better served to invest their retirement savings elsewhere or at least invest no more than necessary to capture matching contributions.
One reason for the growth: They are among the few permissible "default options" in many retirement plans, so investors may have their savings in target-date funds without actively choosing them.
This might seem a boon to health plans that are losing so many members to layoffs.
Many providers have designed their plans so that employers pay a small administration fee while their employees pay large participant fees that go well beyond general fund expenses and typical asset management and recordkeeping services.
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This is going to affect so many people and be detrimental to people's plans.
With so many different collective-bargaining agreements, health care plans and pension obligations, the administrative costs and competing demands alone will force many businesses to fold.
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In fact, he said many clients have shifted their travel plans specifically so they can experience flying on the Dreamliner wide body.
After realizing the lack of diversification that so many participants succumbed to during the boom times, retirement plans got proactive introducing lifestyle or target funds that are pre-diversified mutual funds.
Ms. Lopatin said the city plans to review the results to explore why so many students received high scores.
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However, now that so many people see themselves as investors through 401K and other mutual fund plans, they are not a homogenous group.
Of course, many 401(k) plans offer crappy investment options, so this is probably more the exception than the rule.
Many energy providers offer so-called budget-bill or level-payment plans that allow you to pay a set monthly amount for energy.
But a campaign group has claimed there has been no consultation over the plans and they want to see proof of the level need for so many new homes.
For so many domestic violence victims worldwide, a marriage license can result in a death warrant when the victim plans to end the violence.
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They are focusing on variable annuity type products in retirement plans because politicians in many European countries are mandating annuities to be included in pension plans within 24 months or so.
Even if a person is fortunate enough to have a pension, many pension plans do not have a Cost of Living Adjustment (COLA) provision, so purchasing power goes down each year.
Health plans passed the cutbacks along by consolidating into an oligopoly in which each plan had so many members that no provider could afford to refuse to do business on their terms.
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So far, the fault has mostly affected home users, as many businesses in the region have back-up plans for such problems.
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For many parents, especially those with children just a few years away from college, so-called 529 college savings plans are not working out.
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