Touting itself as the industry's "first smart mobile provider, " Zact takes an entirely different tact to cell phone service, offering the consumer total control over voice, text and data plans, even across multiple devices.

ENGADGET

There is a mad race today to equip our credit cards and our cell phones to act as credit devices, allowing us to merely wave our credit or debit card or smart phone at a vending machine to have it deduct the price of the object from our bank account or add it to our credit card account.

FORBES: GAO Proposed Ditching Dollar Bill in Favor of Coin