But he does it in an unexpected place: not at the company's base on the Atlantic coast in Nova Scotia, Canada, but in a small warehouse far from the sea in Louisville, Kentucky.

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TCHO, a small company based in a warehouse in San Francisco, sounds like a typical high-tech start-up.

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And today, their families took this company from an empty warehouse to a small business that stores and delivers records for some of the largest firms in the world.

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In April, he became a partner at Developer Town, a warehouse full of small houses where every employee has their own small residence, and business ideas are brought to life.

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Situated on the small island of Lilla Essingen, in a redbrick warehouse that once belonged to Electrolux, Lux blends industrial heritage and Scandinavian style.

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But in the process of buying the loans and packaging them up, investment banks retain some risk of loss, including accounting items like loans held for sale, loans held for investment, retained interests in the securitizations themselves, and so-called warehouse loans that keep the origination engines at the small mortgage lenders humming.

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