Microfinance is the supply of small, usually unsecured loans to poor households and small businesses in developing countries.
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Payday loans are small, short-term unsecured loans designed to tide people over until they get their salary.
BBC: Payday loans debt quadrupled, advisory service says
Payday loans are heavily advertised, small, short-term unsecured loans designed to tide people over until they get their salary.
BBC: Debate on payday loan companies
Accept that losses will be higher than initial estimates, as bad loans come in waves with corporate real estate first, then unsecured credit, then small business loans, and finally residential mortgages.
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