If anything, the Republican proposals are but a small down payment on genuine relief and simplification.

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Instead, like buying a house with a small down payment, you pay a fraction of the contract's value yourself and borrow the rest.

FORBES: Money & Investing

Many of the loans backed by the FHA are held by borrowers who make a small down payment, which can be as little as 3.5 percent of the purchase price.

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Some 3, 000 have already been delivered in exchange for a small down-payment.

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That could mean losing her down payment - not a small amount of money.

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But making a large down payment may not be a small-business owner's preference, especially if he or she is simultaneously trying to keep a business above water.

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We used the equity from our old house to pay off three small auto loans and to make a 35% down payment on our new house.

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