The economic collapse side-by-side with these obscene payments are evidence enough that the EMH is dead.

ECONOMIST: Economic reasoning

More germane to my obsession with payments was the announcement that Braintree re-launched Venmo as a cardholder side multi-merchant tokenization system.

FORBES: Tokenization And The Collapse Of The Credit Card Payment Model

Many did--and are discovering that their disposable income, after mortgage payments, is adjusting to the down side.

FORBES: Glitter

Changes in electric use by demand-side resources from their normal consumption patterns in response to changes in the price of electricity, or to incentive payments designed to induce lower electricity use at times of high wholesale market prices or when system reliability is jeopardized.

FORBES: America's Smartest Power Grid