The consumers who shop on line have no choice but to use digital dollars.

FORBES: Black Friday Puts Payment Processing Stocks Into Focus

While many working women shop on line at night, I believe that many fashion customers will stick to buying high fashions in stores.

FORBES: Amazon.com new high fashion push is aggressive and will encroach on Department Stores' turf

There will be jobs on the assembly line, jobs in the paint shop, jobs in the dealerships and jobs for the mechanics!

FORBES: Dumb Idea: Investment Creates Jobs

Many consumers, in the market for big-ticket electronic items, shop Best Buy stores and then use the information and advice received to make informed on-line purchases at lower prices from retailers with less overhead than Best Buy.

FORBES: Best Buy In Turmoil: Will It Survive?

Now some employers or their insurance companies are tracking what staffers eat, where they shop and how much weight they are putting on and taking action to keep them in line.

WSJ: How the Insurer Knows You Just Stocked Up on Ice Cream and Beer

Millions of people are ordering flights or books or other goods on-line, they are talking to their friends on-line, downloading music, all of it when they want to, not when the shop or office is open.

BBC: NEWS | UK | UK Politics | In full: Tony Blair's speech