With vast, hugely overstaffed branch networks and far weaker balance sheets, cutting costs and instituting a commercial credit-culture will be a gigantic task.

ECONOMIST: Chinese banks

To offset those losses, banks are shoring up balance sheets by cutting back on lending and dumping bonds and other assets in the markets.

WSJ: World's Woes Leave Lasting Scars

He spends about a month creating a single orb, which involves cutting and layering sheets of glass with graduating and diminishing circumferences, then honing the shape with a chisel.

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Industry experts are generally upbeat on the immediate futures of recently troubled legacy carriers like Delta, UAL 's United Airlines and AMR 's American Airlines, believing they have seen the worst and that cost-cutting initiatives have industry balance sheets under control.

FORBES: Magazine Article

Industry experts are generally upbeat on the immediate futures of recently troubled legacy carriers like Delta, UAL 's (nasdaq: UAUA - news - people ) United Airlines and AMR 's (nyse: AMR - news - people ) American Airlines, believing they have seen the worst and that cost-cutting initiatives have industry balance sheets under control.

FORBES: Big Airlines Are Back

Many companies have balance sheets flush with cash as a result of sharply cutting costs and payroll during the recession, and might want to use that bankroll to fund payouts to shareholders.

FORBES: End The Dividend Tax Uncertainty