Ms. Kessler said she received a modest stipend for her television consulting and isn't shy about telling her clients.

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The impact on economic growth of such an adjustment would be very modest, but positive, she said.

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Net interest income is expected to remain flat this year, Chief Financial Officer Marianne Lake said, adding that she expects strong loan demand from businesses and modest demand from consumers this year.

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"We live in a modest three-bedroom house which is in negative equity and we will lose our house, " she said.

BBC: Strike by Unison staff at Birmingham City Council