Although their reach in the shadow inventory is dwarfed by Fannie and Freddie, FHA backed loans are densely packed in cities, often making up a sizable share of the delinquent loans.

FORBES: FHA Turns, Once More, to Private Investors to Aid Troubled Homeowners

Although Lloyd's in its present incarnation is a shadow if its former self, its geographic reach and the range of policies that it can offer are still formidable.

ECONOMIST: Lloyd��s of London