Sometimes you have the agencies and the government having to pay out millions of pounds to settleaclaim which the agencies are still saying is unfounded.
Below are four steps to take to fight against an insurer who is delaying paying your claim, has denied your claim or has made what you feel is a low-ball offer to settle your claim.
Manchester City lead the group with seven points, but they wasted a series of chances to claim their third consecutive Group A victory as Mark Hughes' side had to settle for a 0-0 home draw against Paris Saint Germain on Wednesday.