When setting your goals for the New Year, make a list of all you want to accomplish in 2013, then choose to focus on one goal that will either have the greatest impact on your finances, is easy to accomplish, or simply is the one with the greatest chance of success.

FORBES: 5 Ways To Make Your New Years Resolutions Stick

She recommends several kinds of exercises for assessing your skills and setting goals.

FORBES: Business Basics

She can assist you in identifying your problem areas, develop strategies to help you reach your financial goals, assist you in setting priorities, save you time by researching investments and help you make money with your investments.

FORBES: Invest in Yourself and Live Financially Independent

Setting up automatic deposits straight from your paycheck sets you on pace for reaching your savings goals by a certain time.

FORBES: For Love or Money: 3 Financial Conversations to Have Without Breaking Up