The agency, with its consumer focus and broad mission, is well situated to press issues like stopping fraud, protecting privacy and setting ground rules for protecting children, she says.

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Now Walmart, under the current health benefit leadership, is setting new ground rules.

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The site acts as a go-between, setting some basic ground rules and handling matters like processing payments.

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Through this web of institutions and arrangements, nations are now setting the international ground rules for the 21st century, laying the foundation for security and prosperity for those who live within them, while isolating those who challenge them from the outside.

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