The two men agree that these are best addressed by requiring all but the smallest companies to provide health insurance for their employees, by the provision of tax breaks for people who can not afford to buy cover and by setting up a (relatively low-cost) federally-backed insurance system that anyone could opt into if they choose not to go the private route.
If the employer does his due diligence in setting up the plan and the investments options offered are low-cost and well-constructed, then the employee has a good chance of accumulating a nice supplemental nest-egg.
The first big revision of English company law in more than 20 years, it introduces much-needed reforms, such as cutting the bureaucracy and cost involved in setting up and running a company.
Because of the work that is already done to certify accurate payments as well as the additional cost of setting up the program and the cost of the audit, recovery audits may not be cost-effective at a low threshold.
Oxfordshire's Labour leader Liz Brighouse said her party would consider changing the current repair system by setting up "a not for profit organisation to do the work", as this might be more cost-effective.