Beginning with their 2008 tax year filings, nonprofit hospitals will have to explain on their annual 990 returns how they are serving the community.

FORBES: Supreme Court Question: What's A Charity?

It is not easy to explain to a single mother who recently lost her job, or a veteran returning from serving our country, why their bank is sending them a letter offering to modify their loan one day and threatening them with eviction the next.

WHITEHOUSE: Counseling for Better Outcomes