The data point most utilized by those who espouse the idea of a healthy consumer is the household debt service ratio (DSR), a metric that relates debt payments to disposable personal income.

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It had 12, 160 employees and just 1.6 million lines in service, a ratio that ranked the company in the bottom quarter of European telecoms.

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Once a year, the Internal Revenue Service would calculate the Brandeis ratio of the previous year.

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He flatly predicts that the ratio of debt service to disposable income must decline from 18% to 14% of disposable income.

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The ratio of debt-service levels to exports, for example, is only around 6% in both countries, compared with 20-30% in Thailand, Indonesia and the Philippines.

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Overall municipal debt is relatively low and debt burden (the ratio of how much is paid on debt service relative to total budget) averages under 5% according to the most recent U.S. Census data.

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With a ratio of 1.5 staff per guest room, the service is exceptional, especially on the rooftop terrace, which is reserved for guests and is the ideal spot for a sunset cocktail.

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