On care of the elderly, for example, they say the objective must be to integrate service provision so that the first option is not automatically hospitalisation, the most costly.

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Globalstar recognizes that since cellular service is so hot, its satellite service should be auxiliary and used primarily when there is no other option.

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Now Facebook and Twitter do offer that kind of secure service - but it's not the default option, so users have to switch it on if they want to be sure that their use of those sites is private when they are in a public wi-fi hotspot.

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Travellers can also take advantage of the option to sync these encrypted files using the free online storage service Dropbox, so if you lose the only device that has 1Password installed on it, your private Dropbox account will have a back-up copy of your passwords.

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With employers unwilling or unable to spend more on medical care and Congress and the White House facing rising deficits and the so-called fiscal cliff, ACOs are becoming an important option over costly fee-for-service medicine.

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